Howard Switzer is a monetary reform advocate with the Alliance for Just Money, working to expose the deception at the heart of our economy: that money is scarce and must be borrowed from private banks at interest. Nearly all money is created as interest-bearing debt, a system designed to concentrate wealth upward and extract, in multiple ways, from the many to enrich the few. His mission is to uncapture our monetary system through education and democratic mechanisms like Citizens’ Assemblies, returning the power to create money to the people, so it can serve the common good: healthcare, education, ecological restoration, and a just and thriving society. This is not just economic reform, it’s a moral imperative rooted in justice, compassion, and the oneness of humanity.